November 09, 2018
With a larger network size, your employees have a greater selection of dentists to choose from. The result for your business and employees is lower costs and better convenience.
A large network results in better utilization of in-network dentists by your employees, which helps keep costs down. Visiting a network dentist helps ensure lower claims costs, offering immediate financial benefits for self-insured groups and leading to more stable overall costs in the long run for fully insured groups. Employees also enjoy lower out-of-pocket expenses and maximize their benefits when they seek care from in-network dentists. Doing so protects them from balance billing, which is when a dentist’s fee for a specific service exceeds the plan’s allowed amount and the dentist bills the difference.
In addition to cost savings, a larger network provides a more convenient experience. If employees already have a dentist they prefer, a bigger network makes it more likely that their dentist participates. Employees no longer need to spend time comparison shopping because they can easily find in-network dentists who have agreed to set fees for common dental procedures. That can increase employee satisfaction in the plan and the benefits offering.
Plus, employees can save time by visiting network dentists. Participating dentists submit claims directly to Delta Dental, so your employees don’t have to handle time-consuming forms, whereas out-of-network dentists may not provide this service. When employees use a network dentist, Delta Dental pays the dentist so the employee isn’t required to pay and then wait for reimbursement.
Contact your benefits consultant or local Delta Dental representative to learn more about our dental network.