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Small Groups and Dental Benefits in the ACA (Part 2)

September 27, 2013


Employers with 50 or fewer employees do not, by law, have to purchase health insurance for their employees. The new law states that individuals have to be covered by the Essential Health Benefits, (unless covered by a grandfathered large group employer or government program).

If small group employers do chose to offer health care benefits in 2014 – for all the valid reasons of attracting and retaining employees, just as before – they will now have to comply with the new ACA regulations. Small group employers may purchase health benefits from their current markets, or beginning with coverage for 2014, they may purchase benefits through the Federally Facilitated Marketplace (FFM), an online program that will be operated by the U.S. Department of Health and Human Services.
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